Liberty Credit Card
Liberty Credit Card
The Liberty Credit Card offers a whole new world of exclusive, personalized privileges. It is a payment card, typically issued by our Partner or Participating Financial Institution (PFIs), enabling users to purchase goods or services or withdraw cash on credit. Using the card incurs debt that must be repaid later from earnings on Liberty Matrix™
Expectedly, the Liberty Credit Cards will become one of the most widely used forms of payment across the world in the next couple of months. Our credit card is a regular one that works both online and offline, distinct from a debit card. It allows consumers to build a continuing balance of debt, subject to interest being charged at a credit facility tenor.
Unlike a debit card, our credit card typically involves a third-party entity that pays the seller and is reimbursed by the buyer. It also differs from a debit card in that it cannot be used like currency by the owner. The Liberty Credit Card facilitates cash advances or credit card transactions that withdraw cash rather than making purchases only.
This process can occur through an ATM, Point of Sale (PoS) terminal, or over the counter at a bank or other financial institution, up to a certain limit. Possessing the Liberty Credit Card is an excellent way to manage finances during a cash crisis, providing access to funds for purchases and repayment at a later stage.
The best aspect is that our credit cards are widely accepted and offer significant financial freedom when used wisely.


Advantages of LIBERTY CARD
After understanding what our credit card entails, let’s explore the benefits it offers. Depending on your needs, the Liberty Credit Card comes with a host of features and benefits designed to save money while making transactions. Here are the top benefits to help you learn more about our credit cards:
Hassle-free shopping experience
The benefit of having the best credit card is that it has made shopping easier and convenient. You no longer need to visit malls or stores to make purchases. With your credit card, you can make big purchases from the comfort of your home.
It can help you avoid putting any burden on your monthly budget with our credit card. Our credit card allows you to buy products and services on low-cost monthly instalment payments. Another option that has become popular is the Buy Now, Pay Later, which before now is ideal for salaried borrowers with fixed monthly incomes but now possible for members of Liberty Matrix™
No need to carry cash
Our Credit Cards are the best alternative to cash, as it eliminates the need for carrying cash. These credit cards are accepted almost anywhere you go.
If you do not have cash, you can simply use your Liberty Credit Card to cover your expenses and repay the
outstanding amount at the end of the month from your earnings on the Liberty Matrix. The process of making a transaction is simple. All you have to do is swipe your card
at the PoS Terminal or enter your card details to make online payments.
Rewards, cashback, and offers
Our credit card comes with rewards and cashback that fits your needs and requirements.
Easy cash withdrawal
Another benefit of having the Liberty Credit Card is that it allows you to withdraw cash whenever the need arises online and offline, with network or without network.
It can help you avoid putting any burden on your monthly budget with our credit card. Our credit card allows you to buy products and services on low-cost monthly instalment payments. Another option that has become popular is the Buy Now, Pay Later, which before now is ideal for salaried borrowers with fixed monthly incomes but now possible for members of Liberty Matrix™
Widely accepted
You can use your Liberty Credit Card to make international bookings and payments at airlines, restaurants, hotels, stores, and petrol pumps with ease.
Meet emergencies
If you are wondering what the Liberty Credit Card can do for you, it is a type of loan that offers to cover the cost of emergencies for you and your family.
Improves credit score
You can also use the Liberty Credit Cards to improve your credit scores. Your credit score is a number that indicates whether or not you are a creditworthy borrower. It is considered one of the crucial parameters to determine a borrower’s eligibility. When you repay your credit card bills on time, it leaves a positive impact on your credit score, allowing you to secure loans in the future.
So, apply for a credit card to make your life convenient and manage your finances easily. For Liberty Matrix Members in Nigeria, the Liberty Credit Card is available in Nigerian Naira (₦). Repayments are made by direct debit from your earnings on the Liberty Matrix, while it offers you low-interest credit for up to a maximum of 365 days.